Professional experience:

Institute for Market Economics (IME)- Researcher

Activities: project coordination; research and analysis of information concerning banking system, mortgage and financial markets; research on macroeconomic indicators; participation in the organization of seminars; assistance in the preparation of publications

March 1998-ongoing

Activities: representative of the Gabrovo Municipality; translation

1997

Activities: assistance in the preparation of the Balkan Youth Festival; guide and translator of the Swiss group during the Festival days

1997

Education:

Master Degree classes in International Economic Relations

Bachelor Degree in International Economic Relations

1999-ongoing

1995-1999

(foreign languages studied - German and English), graduated with distinction

1990- 1995

Mortgages, mortgage bonds and markets, foreign trade, privatization, stock and commodity exchanges

"Mortgage Financing for Bulgaria"- project coordinator

1998-2000

"Economic Development Fellowship Program"- project coordinator for Bulgaria

Oct.1999-Apr.2000

"Development of the Banking Sector in Bulgaria"- book editor

1998

Bulgarian Investment Forum- assistance in the preparation

1998

• Interview for Radio Shumen on the draft of the Pass-Trough and Mortgage Bonds

Law, May 1998

• Interview for "Economy for Everybody",Radio Free Europe, on the draft of the Pass-Trough and Mortgage Bonds Law,17 October 1998
• Bulgarian Mortgage Bonds till 1945, Investizii, 5 November 1998
• Mortgage Bonds in Denmark, Investizii, 26 November 1998
• Interviews for Standard Daily, Bulgarian Business, Investizii, Businessden
• “Balkans 2010 - Turkey”, background paper for report presented at the conference "The Balkans 2010 - Economic Scenarios", Engl., May 1999;
• "Public Procurement in Bulgaria", part of a report presented at a conference "Conditions for Long-Term Growth on the Balkans", October 1999
• 4 parts of Bulgaria Investment Guide ("Information About the Real Estate Market", "Laws for the Entrepreneurial Activity Carried Out by Foreign Subjects","Incentives for Foreign Investors", "Labor Legislation"), Engl., November1999;
• "Sanctions for Breaking Commitment Clauses", part of report "Evaluation of the Post-Privatization Monitoring System in Bulgaria", Bulg. & Engl., March 2000

Personal:

• Bulgarian citizen. Born on 18.01.1977 in Gabrovo, residing in Sofia,
• Marital status: Single
• Office address: Institute for Market Economics, 32 Patriarch Evtimii Blvd.,Sofia 1000, P.O.Box 803, tel./fax: (++3592) 981 29 75 or 980 24 72; E-mail addresses: tzvetad@yahoo.com, tzveta@ime.bg or ime@techno-link.com

Foreign Languages:

Excellent knowledge of German and English - written and spoken.

Good knowledge of Russian.

Training Courses and Conferences Attended:

Scholarship of the Culture Ministers of the German provinces for German language course, Coburg, Germany

23.06. - 15.07.1993

"Housing as an Economic Development Strategy",USA

(Washington DC, Pittsburgh, Minneapolis/St. Paul)

part of the "Economic Development Fellowship Program", financed by the German Marshall Fund of America

4- 23.04.1999

Warsaw

conference organized by the Polish Bank Association and Urban Institute, Washington DC

9 - 11.12. 1999

Member of the advisory group of Urban Institute on housing financing in Bulgaria

since 1999